Smarter finance from country to coast.
Helping Australian Farmers and Primary Industries find financial
solutions that work for them.
What we do
Agribusiness Finance
Fishing Industry Finance
Fishing Industry Finance
Our Agribusiness Finance solutions deliver the funding and expertise you need to grow your operation. Whether you’re purchasing or expanding a cropping or grazing property, refinancing to optimise cash flow, planning a smooth succession, or managing seasonal herd financing, we tailor every loan to your unique WA farming cycle. Backed by deep local knowledge, we’re your partner through every season.
• Farm purchase & expansion
• Farm refinancing & succession planning
• Livestock & herd financing (cattle, sheep, seasonal cash-flow)
Fishing Industry Finance
Fishing Industry Finance
Fishing Industry Finance
Specialising in the Western Rock Lobster sector, our Fishing Industry Finance empowers regional commercial fishing operators with the capital to thrive. From pot‑license funding and vessel plant & equipment loans to quota acquisition finance, we structure deals that meet your seasonal needs and regulatory requirements. Count on responsive, island‑to‑shore support that keeps your operations on course.
• Pot-license funding
• Plant & equipment loans
• Quota acquisition finance
Mining Sector Finance
Asset & Equipment Finance
Asset & Equipment Finance
Our Mining Sector Finance delivers robust funding for heavy machinery, fleet vehicles, and site infrastructure across Midwest WA’s goldfields, Pilbara, and beyond. We provide flexible loans for equipment acquisition, working‑capital solutions to bridge project start‑ups, and tailored support for ongoing operational needs. With strong industry connections and streamlined approvals, you can focus on the pit, not the paperwork.
• Machinery & heavy-equipment loans
• Fleet & vehicle finance
• Site infrastructure & working-capital
Asset & Equipment Finance
Asset & Equipment Finance
Asset & Equipment Finance
Whether you need tractors for your farm, cranes for your mine, or specialised vessels for fishing, our Asset & Equipment Finance covers it all. We fund plant, machinery and vehicles across agribusiness, mining and fishing, and guide you through lease vs. hire‑purchase analysis to find the most cost‑effective solution. Expect personalised advice, competitive rates and a smooth funding process from application to delivery.
• Ag-machinery, plant & vehicles
• Commercial-grade equipment (mining, fishing, horticulture)
• Lease vs. hire-purchase analysis & advice
Case Studies
Restructuring for Growth & Savings
Smarter Finance for a Growing Crayfishing Business
Smarter Finance for a Growing Crayfishing Business
A broad-acre farming client came to us after several tough seasons. They’d had a long-standing relationship with their bank and trusted they were getting a fair deal, competitive rates, solid support, and all the right boxes ticked. However, as their business grew and borrowing limits started to stretch, they began questioning whether their financial structure was working for them.
That’s when they turned to Yield & Co Finance.
We conducted a full review of their lending facilities and overall structure. What we uncovered was eye-opening, not only were we able to restructure their debt to better suit their current and future needs, but we also secured significant interest savings.
The result?
A right-sized facility and approximately $100,000 in annual interest savings, freeing up capital to reinvest in the business and build long-term resilience.
It’s a great example of how a second opinion can make a big difference.
Smarter Finance for a Growing Crayfishing Business
Smarter Finance for a Growing Crayfishing Business
Smarter Finance for a Growing Crayfishing Business
A rock lobster fisherman came to us feeling stuck, seasonal cash flow was tight, and their existing financier wasn’t keeping up. Slow responses and rigid loan terms were leading to missed opportunities and holding the business back from growing.
Yield & Co Finance stepped in and ran a competitive tender process across multiple lenders. Our goal? To secure a more flexible, future-focused finance structure that better aligns with the realities of seasonal fishing income and long-term business growth.
The results spoke for themselves:
- Improved pricing and seasonal repayment options
- Removal of annual line fees
- Debt consolidation and streamlined facilities
- Significant savings in interest and ongoing fees
Most importantly, we helped the client establish a proactive banking relationship with a lender that truly understands the rock lobster industry and supports its unique needs. With the right financial structure in place, the client now has the flexibility and headroom to fund growth and weather seasonal fluctuations with confidence.
Access to over 40 Lenders
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